Credit Officer

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Job Summary

The Credit Officers will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets.

  • Minimum Qualification: Bachelor
  • Experience Level: Mid level
  • Experience Length: 3 years

Job Description/Requirements

Vacancies: 2 

Reports to: Credit Administrator 

About us: 

Asaak is an asset financing company that provides credit by lending motorcycles to drivers to improve the livelihoods of informal workers in Uganda using the digital approach. 

Job Summary: 

The Credit Officers will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets. 

Key Duties and Responsibilities: 

? Mobilize and sensitize customers about Asaak loan products and other services in line with set targets. 

? Present loan project proposals to the loan committee for decision-making and give feedback to applicants in line with the lending policy and procedures of Asaak.

? Conduct a loan appraisal exercise in line with the lending policy of Asaak.

? Monitor & evaluate loan performance in line with disbursement terms and conditions

? Initiate recovery actions for loans in default in line with loan policy guidelines and procedures. 

? Organize focus group meetings with clients in order to get feedback on how to improve Asaak services.

Qualifications, Skills, and Experience: 

? Hold a minimum of a bachelor’s degree in business administration, marketing, microfinance, or any related field. 

? Have at least 3-5 years of experience in underwriting, credit analysis, marketing, or financial analysis experience; prior experience as a loan officer is an advantage

? Strong communication skills, characterized by excellent writing and speaking skills

? Must possess excellent multi-tasking skills and be able to function under pressure.

? Ability to handle fast-paced environments with minimum supervision and meet project deadlines. Knowledge of boda boda financing is a plus. 

? Ability to use a tablet/smartphone/computer, experience with Google Applications is an advantage. 

? Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times 

? Must have a keen eye for detail and follow instructions precisely 

? Should be fluent in English and Luganda. 

How to apply: 

All applications will be received and Reviewed through Brightermonday Portal by Clicking on the 'Apply Now ' section

If selected for an interview, you must keep time. Candidates who are late to interviews are disqualified automatically. 

Deadline: 3rd February 2022 by 5:00 pm and interviews will be conducted as applications come through. Asaak offers equal opportunities to all candidates and therefore only short-listed candidates will be notified. No phone inquiries, please.

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