Credit Officer

Share and send to your friends !

Job Summary

The Credit Officers will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets.

  • Minimum Qualification: Bachelor
  • Experience Level: Mid level
  • Experience Length: 3 years

Job Description/Requirements

Vacancies: 2 

Reports to: Credit Administrator 


About us: 

Asaak is an asset financing company that provides credit by lending motorcycles to drivers to improve the livelihoods of informal workers in Uganda using the digital approach. 


Job Summary: 

The Credit Officers will mobilize, appraise, disburse, monitor, and recover loans within their portfolio in line with the credit policies, procedures, and set targets. 


Key Duties and Responsibilities: 

? Mobilize and sensitize customers about Asaak loan products and other services in line with set targets. 

? Present loan project proposals to the loan committee for decision-making and give feedback to applicants in line with the lending policy and procedures of Asaak.

? Conduct a loan appraisal exercise in line with the lending policy of Asaak.

? Monitor & evaluate loan performance in line with disbursement terms and conditions

? Initiate recovery actions for loans in default in line with loan policy guidelines and procedures. 

? Organize focus group meetings with clients in order to get feedback on how to improve Asaak services.


Qualifications, Skills, and Experience: 

? Hold a minimum of a bachelor’s degree in business administration, marketing, microfinance, or any related field. 

? Have at least 3-5 years of experience in underwriting, credit analysis, marketing, or financial analysis experience; prior experience as a loan officer is an advantage

? Strong communication skills, characterized by excellent writing and speaking skills

? Must possess excellent multi-tasking skills and be able to function under pressure.

? Ability to handle fast-paced environments with minimum supervision and meet project deadlines. Knowledge of boda boda financing is a plus. 

? Ability to use a tablet/smartphone/computer, experience with Google Applications is an advantage. 

? Must be patient and willing to help others in solving problems while maintaining a positive attitude at all times 

? Must have a keen eye for detail and follow instructions precisely 

? Should be fluent in English and Luganda. 


How to apply: 

All applications will be received and Reviewed through Brightermonday Portal by Clicking on the 'Apply Now ' section

If selected for an interview, you must keep time. Candidates who are late to interviews are disqualified automatically. 


Deadline: 3rd February 2022 by 5:00 pm and interviews will be conducted as applications come through. Asaak offers equal opportunities to all candidates and therefore only short-listed candidates will be notified. No phone inquiries, please.


Important Safety Tips

1. Do not make any payment without confirming with the uganda-jobs.com Customer Support Team. 2. If you think this advert is not genuine, please contact us.

Customer Service Executive Description Ensure process compliance, and follow through on customer process recommendations. Offering sales support to prospective customers Determining eligibility by comparing client information to requirements. Accomplishing the…
uganda-jobs.com Consulting Software & Data | Full Time Kampala Advertising, Media & Communications | Confidential Job Summary Responsible for implementing and overseeing the digital media strategy, planning, and execution for…
BEST CERAMICS UGANDA LIMITED Sales | Full Time Kampala Manufacturing & Warehousing | USh 1,600,000 – 1,800,000 Job Summary The company in need of a Sales Supervisor with a related…
uganda-jobs.com Consulting Management & Business Development | Full Time Kampala Banking, Finance & Insurance | Confidential Job Summary This role’s purpose is to support the CEO in the development and…